Life & Disability

Protection and peace of mind.

Confluent provides you with Life and Disability insurance to help financially protect youself and your family in the event of a death, a disabling accident, or an illness. 

Life and AD&D Highlights

Life and AD&D is fully-paid by Confluent and provides you with two types of protection:

• Life insurance coverage of two times your annual base earnings up to a maximum of $500,000. Your designated beneficiaries will receive a lump-sum payment should you pass away while employed with us.
• Accidental Death and Dismemberment Insurance coverage equal to your life insurance amount. Your designated beneficiaries will receive an additional full or prorated lump sum payment should you lose a limb or pass away as the result of a covered accident.

This benefit reduces to 50% at age 65 and terminates at age 75 or earlier retirement.

Short Term Disability (STD) Highlights

Your weekly STD benefits may replace up to 75% of your salary, to a maximum benefit of $1,750 per week and lasts up to 16 weeks.

After this period, if you are still disabled and unable to work, you may become eligible for Confluent’s long-term disability (LTD) benefit (see below).

When do payments begin?

• If you become totally disabled because of an accident, you are eligible for STD payments on the day you become disabled or the first day you consult a doctor (whichever is later).
• If you become disabled because of an illness, you are eligible for STD payments after 7 days of disability or the first day you consult a doctor (whichever is later).

STD payments are a taxable benefit.

Long Term Disability (LTD) Highlights

If your STD benefit ends and you’re still unable to work, LTD benefits provided to you through Confluent may replace up to 75% of your salary for the length of your qualified disability, up to a maximum benefit of $15,000 per month (or $9,500 without evidence of good health).

The LTD benefit is offset by other benefits received, such as government disability assistance and Confluent leave pay policies, as applicable.

The plan provides a qualifying disability period of 16 weeks, with taxable benefits payable until age 65.

Please note: In order to receive full LTD coverage, you may need to complete and send a Health Statement to Sun Life at medicaluw@sunlife.com. Please request the Health Statement from peoplesupport@confluent.io if you have not received it.