Registered Retirement Savings Plan (RRSP)

It’s all about the future: your future.

If you’re a full-time employee, Confluent’s Registered Retirement Savings Plan (RRSP) offers you a powerful way to save for your future using pre-tax dollars. By enrolling, you can allocate a portion of your base salary to your savings and benefit from a range of investment options and services offered through Manulife. Plus, Confluent will match your contributions up to 4% of your base salary, helping you grow your savings even faster.

RRSP Highlights

  • For 2025, you can contribute between 1% and 18% of your eligible annual salary each pay period, up to a maximum of $32,490. The RRSP is a tax-sheltered account and any contribution towards the registered account is tax-deductible.
  • A spousal RRSP is available to employees who have already opened their account with Manulife. This will allow a portion of your RRSP contributions to go towards a separate account under your spouse’s name.
  • You can change your contribution at any time within your Manulife Account by navigating to My Account > Contributions > View/Change My Payroll Deduction Amount. Changes will take effect in 1-2 pay cycles.
  • You have access to unlimited Manulife’s PlanRight financial planning services. Get an expert to answer your questions and help develop a personalized financial plan to reach your goals.
  • Please note: You are responsible for managing your own RRSP contribution limits to ensure you don’t exceed your CRA limit. If you need to stop your contributions, please contact peoplesupport@confluent.io.

Manage Your RRSP Account Online

  • Register your account for the RRSP plan online here. You will need the following information:
    • RRSP Policy: 55503755
    • RRSP Access Code: yPrQgK
  • You can find the online enrollment instructions here.
  • You can start, stop, or change your RRSP contributions at any point during the year by logging into Manulife and navigating to My Account > Contributions > View/Change My Payroll Deduction. Changes will reflect in payroll within 1-2 pay cycles.
  • If you have questions, please contact Manulife’s Customer Service Centre or watch this video.