Life & Income Protection

Financial security when you need it most.

Life insurance and income protection plans provide financial security to you and your family if you pass away or become disabled and are unable to work.

Quick facts

Understand your coverage

• 400% of annual gross base salary
• Education allowance per child:Age 0 to 18 years provides an allowance of 12% of annual gross salary. From age 18 to 26 provides an allowance of 15% of annual gross salary. Allowance is subject to continued education.  In the event of death by accident, the life insurance lump sum is doubled, making a total payment of 800% of annual gross base salary.
• 200% MSSC at the time of death to cover funeral expenses
• 85% annual gross base salary for Long Term Disability (90 day waiting period).

Please note, the official Plan Documents governs your rights and benefits under each plan. If a discrepancy exists, the Plan Documents will prevail.